Restore Your Credit. Reclaim Your Future

Choose the support that fits your journey

 we offer flexible options tailored to your goals and budget. Explore our personalized credit repair services below.

Rebuild. Restore. Reclaim Your Credit Confidence.

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One-on-One Credit Repair

150/hr- Pay as you go

  • One-on-one private consultation
  • Credit report review & action plan
  • Customized dispute strategy
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Monthly Credit Repair Package

$200/month – Includes one online course and One Hour One-on-One Session.

  • A hands-on monthly service for those ready to see serious results.
One private 1-on-1 session per month
  • One Online course
  • Full credit audit + ongoing repair services
  • Dispute errors, negotiate removals, and build strategy
Write your awesome label here.

Monthly Credit Repair Package

$99/month

Affordable support for those who want credit repair plus ongoing education.

  • Monthly credit repair services
  • One new credit-building course every month
  • Cancel anytime, no contracts

Credit & Conversation

Keshia Carr

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Book a Speaking Engagement

Looking to inspire, empower, or educate your audience? Whether you're hosting a school assembly, church function, nonprofit initiative, or professional event — I bring passion, purpose, and powerful insights tailored to your crowd.

 School, Church & Nonprofit Event

  • Community-focused and mission-driven.

 Professional Events & Conferences

  • Elevate your event with thought-provoking, results-oriented talks.

Credit and Conversation; Everything High School Students Need to Know About Credit

Credit doesn’t have to be confusing. 

Grab your copy now

Most schools don’t teach it — but it’s one of the most important topics teens need to understand before stepping into the real world. From student loans to your first car, your credit score will follow you everywhere.
  • Perfect for students, parents, and educators.
  • No boring jargon. Just real conversations and actionable advice.
  • You will learn what credit is and why it matters
  • Real talk about money habits, peer pressure, and smart choice

20+

Happy learners

Recommended Tools & Resources

These trusted resources can support your credit journey even further

Credit builder card- If you're looking to boost your credit score I have the secured card just for you !!Credit and Conversation now offers a secured card through credit builder. This card reports to all three credit bureaus , no credit score approval , and superior customer service . It only takes two minutes to sign up. If you have any questions please give me a call.

Rent reporter- Build your credit by reporting your rent. Your on-time rent payments are not automatically included in your credit report. Rent Reporters fixes that by reporting your responsible payment history to the credit bureaus so that you can elevate your credit and achieve your financial goals.

TAKE YOUR BUSINESS TO NEW HEIGHTS BUSINESS CREDIT PLANS LEVEL UP YOUR BUSINESS
Just as a personal credit score reflects your financial health, a business credit score is an important indicator of your company’s financial well-being.
Our business credit plans make it simple for you to create and monitor your business credit! Plans may include other features that come standard with our MyScoreIQ plans.

Do it Yourself Credit Dispute Resolution

CreditScoreIQ (CSIQ) is a DIY Credit management application. Customers can view their credit report and scores where they’ll be guided through an accuracy review. If customers wish to dispute any items on their report

Industry Score Link description FICO® SCORE 2

This is an older FICO® Score version used primarily in mortgage lending. It may also be used by some lenders for other credit product application evaluations, such as credit cards, personal loans, retail credit, student loans and more

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